Kelly started Hilo Brokers, Ltd. in 1992. He has lived in Hawaii for 30 years, and sold real estate here for over 15 years. Kelly is a graduate of the University of Hawaii at Hilo (UHH) with degrees in Tropical Agriculture and Political Science. He is a dedicated tennis enthusiast who is the owner of the Waiakea Racquet Club and is active in Hilo junior tennis development. He lives in Hilo with his wife and two young sons.